MODI BHIA – YEH BAAT BILKUL SAHEE LAGTEE HAI ? – IN MBA WORLD, WE CALL THIS – 1 MORA;L HAZARD – AND B SEPCIALLY B – WHICH IS BEING TALKED BY SUBRAMANIN HERE ITS CALELD – ADVERSE SEELCTION ->M FOR EXAMPLE? WELL FOR EXAMPLE MALYA KO LOAN – AUR – HUMKO THOK ? – I MENA AS AN EXAMPLE – https://www.thehindubusinessline.com/money-and-banking/psbs-must-set-up-independent-entity-to-screen-and-monitor-loan-seekers/article29112306.ece#

https://www.thehindubusinessline.com/money-and-banking/psbs-must-set-up-independent-entity-to-screen-and-monitor-loan-seekers/article29112306.ece#

“So, we need a platform that not only informs banks about the credit worthiness of the applicant, but also gives information to the customers on different loan products that different banks might be willing to offer based on KYC information and credit underwriting. The entity will have an online portal where customers can come and apply for loans,” said Subramanian.

PSBN may act as an accelerator for PSBs, enabling them to take quick and better decisions on credit underwriting and, hence, can reduce the burden of bad loans/frauds and manage costs by automating the end-to-end process

IN PLAIN HINDI – AND IN PLAIN ENGLISH – TO BANKS – YEH BAD DEBT, KAHO, OR CALL IT NPA ALA NON EPRMING ASEETS – YEH – GALAT ADDMI KO – YA GALAT – ITEM KO LOAN DENE SE HUA HAI NA ? – HAAN YA NA?

OK THEN – SAHEE – ADMI – AUR SAHEE PROJECT – MEANS NOT TO NEERAV MODI AND MALYA – KAISE – MEANS KIS AADHAR – PAR DETO HO , AUR DOGE ?

USA MEIN TO CREDIT HISTORY HAI ? – ARE INDIA MEIN HAI NA – AADHAR CAR LINKED BANK – ACCOUNTS – LINKED – PAYMENT – DATA – LINKED – WHATEVER THE HECK SUBRAMANINA IS SAYING IS IT LI KED WITH ?

HAAN TO US AADHAR – PAR HEE LOAN DO MALIK : IS WHAT HE IS SAYING – HE BEING SUBRAMANIAN

Thanks in Advance,
Sincerely
Ajay

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